About Stephen

My first job was caddying at an exclusive golf club near Ridgewood, NJ was also my first exposure to wealth and the decisions that shape it.  My grandparents were immigrants with military backgrounds supporting as careers which allowed them to raise my parents as middle-class family which is how I grew up as well.   Because of this I didn’t fully grasp the influence of the club’s members—judges, surgeons, CEOs, investors, NFL quarterbacks—but I quickly learned the power of trust, strategy, and alignment in success.

Caddying wasn’t just about carrying clubs—it was about reading the course, staying focused, and helping players make smart decisions. The best golfers don’t just react to problems as they come; they position themselves to play their best game before the shot is even taken. Wealth works the same way.

That mindset shaped how I approach financial advising. Many couples work with an advisor who’s just going through the motions or feel overwhelmed by financial choices they’re unsure how to navigate. Taking control of your financial future doesn’t have to feel complicated or stressful—it starts with clear direction and smart positioning.

I help couples build a strategy that aligns their wealth with their goals, ensuring their savings, investments, and cash flow work with them, not against them. The market moves, life changes, and tax laws shift—but a well-built plan holds steady. Success—in wealth and in life—is about having the confidence to make informed choices, knowing you’re set up for what comes next. The couples I work with don’t just want to retire—they want to fully live in retirement. That means seeing new places, traveling abroad, taking road trips, and diving into hobbies or experiences they’ve always wanted—all of which require financial confidence.

Working hard at saving, investing to accumulate and create wealth doesn’t always mean you automatically can feel good about spending it once retired. The key is making sure money is aligned with the their vision, so they can enjoy the life they’ve earned—without hesitation and second-guessing.🗝️